1: Calculate exactly how much your expenses exceed your income

You can't create a plan if you don’t know exactly how much you’re under, right? Well, I guess you could but it would be based on you guessing and that's not something you want to do when it comes to your money.

Make a list of all your regular monthly expenses and your income to get this amount. And when I say regular expenses I mean everything you need to live a healthy & productive life including:
• None Cell phone payment - It's

If there's one thing we can all bond over right now, it's the fact inflation is literally whooping our ass!

It seems like every time I turn around, life is getting more and more expensive. I mean, in May 2022 inflation rose to 8.6% marking a 40 year high. I mean, what more proof do you need than when you're filling up your gas tank?!

And while I know the internet likes to yell, "Stocks are on sale! Stock up!"...I could honestly care less.

In fact, I've recently gone back to my budget to decre

Dyana King is a single mom of 2 and the creator of Money. Boss. Mama. This “do-it-my-way” Money & Mindset Coach stumbled into the personal finance world after signing up for an auto loan that took one of her bi-weekly paychecks. After becoming debt-free on a moderate income, she’s now on a mission to help other single women maximize their 9-5 income to get out of debt and build wealth using a behavior-based budget.

It’s been over four years since I moved to a cheaper area to become debt-free as